Purpose-built for Australian brokers

Time to Yes.
First time,
every time.

CitoPlus pre-fills your SME and commercial applications from 15+ verified data sources, extracts documents with AI, and surfaces live lender policy — so you submit clean, complete, and confident.

Backed by

CitoPlus by the numbers

3,000+
Registered brokers on platform
Faster deal preparation on average
15+
Verified data sources, pre-filled
2 wks
Saved per submission, per broker
What you get

Your unfair advantage
on every deal

Four capabilities that change how deals get done — not just how they get lodged.

Win the race to the lender

CitoPlus pre-fills your application from 15+ verified data sources the moment a deal opens. SmartFill, our AI extraction engine, reads your client documents in seconds. First submission wins — we make yours the fastest.

ATO Prefill ABR RP Data Equifax ASIC +10 more

Clean submission, zero rework

Data flows from verified sources — not your keyboard. No transposition errors, no missing fields, no back-and-forth with credit teams. Your first submission is your best submission, every time.

↓ Rework risk ✓ First-time approval ready

Look like the senior in the room

Every deal comes with a credit memo built to lender standards — serviceability analysis, key risk flags surfaced early, customisable narrative. You walk into every conversation looking like you've been doing this 20 years.

Credit memos  Serviceability analysis

One process. Any deal. Any lender.

Live lender policy guidance tells you exactly which lenders suit the deal — before you spend hours preparing the wrong application. Adaptable workflow fits residential, commercial, construction, and specialised lending.

Any lender panel  Live policy engine
How it works

Three steps from brief
to lodgement

The entire deal lifecycle — collection, structuring, and submission — in one connected workflow.

Collect

Data flows in automatically from every source. Upload docs once — SmartFill does the reading.

Back-book import Deal cloning AI extraction 15+ data feeds

Structure

Assess the deal against live lender policy. Surface the key discussion points early — not the day before credit.

Policy matching Serviceability Risk surfacing Credit memo

Lodge

Submit directly into the lender. No re-keying. No lost docs. Full audit trail from first touch to approval.

Direct lodgement Audit trail Digital docs No re-keying
In the field

Before and after CitoPlus

Real numbers from a real brokerage. Eight brokers, eight weeks.

📍 Adelaide, SA
"We'd been doing it with Word and Excel for years. It worked until it didn't. CitoPlus made our first submission our only submission."
Finance Advisory Co Adelaide — 8-person brokerage, SME specialists

Before

  • 📄 Word & Excel templates
  • ⏰ Days spent re-keying data
  • 🔄 Multiple back-and-forth with lender
  • 📁 Scattered docs, no audit trail

After

  • ⚡ Auto-filled in minutes
  • ✓ Clean first submission
  • 📊 Credit memo, lender-ready
  • 🔒 Full audit trail, one platform
Faster deal prep
8
Brokers onboarded
100%
Migrated from manual
2
Weeks saved per submission
30-minute walkthrough — no slides, just the platform

See CitoPlus on a deal
that looks like yours.

Bring a live deal. We'll show you exactly how CitoPlus handles it — from data collection to lender submission.

No commitment required.  ·  Backed by ANZ & NAB Ventures  ·  MFAA & CAFBA member