The team

Built by people who've
sat on both sides
of the credit desk.

CitoPlus was founded by fintech operators and banking veterans who spent years watching brokers fight their own tools. We built the platform we wish had existed.

Founders

37 combined years.
One clear problem to solve.

16 years in fintech & product
Richard
Co-founder & CEO

Richard has spent 16 years in fintech and product — shipping software that serves financial professionals at scale. He's seen what great product looks like and what slow, painful tools cost a broker in real time. CitoPlus is his answer to a category that had been chronically underserved.

16 years in fintech & product leadership

Founded CitoPlus to fix broker workflow from the ground up

Secured backing from ANZ Ventures & NAB Ventures

21 years in financial services
Graham
Co-founder & COO

Graham brings 21 years in financial services — including 14 years of deep SME banking experience at NAB and Judo Bank. He's approved hundreds of SME credit deals and sat with countless brokers and business owners trying to navigate the lending process. He knows exactly where the friction lives.

14 years SME banking at NAB and Judo Bank

Approved hundreds of SME credit applications

Brings the lender perspective to every product decision

The team

The people behind the platform

A tight, senior team. Everyone here has done the work before.

Donovan
CTO
James
Lead Developer
Timothy
DevOps
Emilie
Product Manager
Soniya
Senior BA
Laura
Customer Support
Ramesh
Head of Broker Sales
Amanda
Partnerships Manager

Growing the team. Always looking for people who care about craft.

Get in touch
How we work

Three principles.
Every decision runs through them.

Built on trust

You're handling other people's financial information. We treat that with the same care as the banks do. Bank-grade security, encrypted at rest and in transit, with audit trails on everything. Trust isn't a feature — it's the foundation.

Human-centric

Great software disappears into the work. A broker shouldn't have to think about CitoPlus — they should just close more deals. We obsess over the moments of friction that break concentration, because every interruption has a cost.

Shipped with care

We have opinions. We ship things we're proud of. Not every feature request makes the cut — because the best platforms are the ones that do fewer things exceptionally well. We'd rather ship one excellent capability than ten mediocre ones.

Backed & recognised

Trusted by the best
in Australian fintech

ANZ Ventures
Strategic investor
NAB Ventures
Strategic investor
MFAA
Industry member
CAFBA
Industry member

See CitoPlus on a real deal.

No slides, no decks. Just the platform on a deal that looks like yours.